Financial Expert (Remote)

Location:Remote (South Africa and LATAM)Contract:Independent ContractorSchedule:Full-Time, Monday-Friday, EST

Financial Modeling Expert

We are hiring finance experts to build, review, and improve high-quality financial modeling work.

This role is for someone who has personally owned financial models and can explain the logic behind them. We are not looking for someone who only fills in templates or makes spreadsheets look polished. We are looking for professionals who understand how real businesses, transactions, forecasts, financing decisions, and complex source materials translate into robust financial models.

Areas of Focus

The work spans a broad range of finance disciplines, including:
* Private Credit
Private Credit
* Credit Analysis
Credit Analysis
* Real Estate Finance
Real Estate Finance
* Commercial Real Estate
Commercial Real Estate
* Private Equity
Private Equity
* Investment Banking
Investment Banking
* Debt Capital Markets
Debt Capital Markets
* Corporate Finance
Corporate Finance
* Financial Planning & Analysis (FP&A)
Financial Planning & Analysis (FP&A)
* Risk Management
Risk Management
* Asset-Based Lending
Asset-Based Lending
* Asset-Backed Securities (ABS)
Asset-Backed Securities (ABS)
* Structured Finance
Structured Finance
* Quantitative Finance
Quantitative Finance
* Infrastructure Finance
Infrastructure Finance
* Project Finance
Project Finance
* Leveraged Finance
Leveraged Finance
* Restructuring & Turnaround
Restructuring & Turnaround
* Valuation & Transaction Advisory
Valuation & Transaction Advisory

What You'll Do
* Build financial models from scratch across a range of finance use cases.
Build financial models from scratch across a range of finance use cases.
* Review, audit, and improve models built by other finance professionals.
Review, audit, and improve models built by other finance professionals.
* Create realistic finance scenarios, assumptions, and supporting source materials.
Create realistic finance scenarios, assumptions, and supporting source materials.
* Build detailed revenue, operating expense, working capital, capital expenditure, debt, covenant, valuation, and sensitivity schedules.
Build detailed revenue, operating expense, working capital, capital expenditure, debt, covenant, valuation, and sensitivity schedules.
* Work with incomplete or messy information and transform it into clear analytical models.
Work with incomplete or messy information and transform it into clear analytical models.
* Identify weak assumptions, broken logic, missing schedules, and oversimplified analyses.
Identify weak assumptions, broken logic, missing schedules, and oversimplified analyses.
* Explain modeling decisions clearly and defend the reasoning behind your work.
Explain modeling decisions clearly and defend the reasoning behind your work.
* Evaluate model outputs and ensure conclusions are commercially and financially sound.
Evaluate model outputs and ensure conclusions are commercially and financially sound.

What We Look For

Strong candidates can assess a business situation and quickly identify the true economic drivers. They understand the difference between complexity that adds value and complexity that simply creates more tabs, rows, or formatting.

We value candidates who can confidently say:

"I built this model. I understand the drivers. I know where the risks are. I can defend the logic."

Qualifications
* 2–8+ years of relevant finance experience.
2–8+ years of relevant finance experience.
* Experience in one or more of the following areas: private credit, credit analysis, real estate finance, commercial real estate, private equity, investment banking, debt capital markets, risk management, asset-based lending, asset-backed securities, structured finance, quantitative finance, corporate finance, FP&A, valuation, restructuring, infrastructure finance, project finance, or related disciplines.
Experience in one or more of the following areas: private credit, credit analysis, real estate finance, commercial real estate, private equity, investment banking, debt capital markets, risk management, asset-based lending, asset-backed securities, structured finance, quantitative finance, corporate finance, FP&A, valuation, restructuring, infrastructure finance, project finance, or related disciplines.
* Strong ability to build financial models from scratch.
Strong ability to build financial models from scratch.
* Advanced Excel modeling skills.
Advanced Excel modeling skills.
* Expert understanding of finance concepts including cash flow analysis, valuation, leverage, liquidity, capital structure, debt structures, and risk assessment.
Expert understanding of finance concepts including cash flow analysis, valuation, leverage, liquidity, capital structure, debt structures, and risk assessment.
* Ability to work independently and solve ambiguous problems.
Ability to work independently and solve ambiguous problems.
* Exceptional attention to detail.
Exceptional attention to d