S

Credit Analyst

Somewhere

Fully Remote
πŸ“ Remote
πŸ‡ΏπŸ‡¦ SA Friendly: 1.0/1.0

πŸ‡ΏπŸ‡¦ Hirezar Summary for South African Applicants

This fully remote full time position at Somewhere is open to applicants from South Africa. This role is suited for mid-level professionals. As a remote position, you can work from anywhere in South Africa β€” whether you're based in Johannesburg, Cape Town, Durban, or a smaller town.

Job Description

* Review and analyse residential loan applications
* Assess Financial statements, Bank statements, Payslips, Tax returns, Cash flow, and liabilities
* Calculate borrowing capacity and serviceability
* Identify risks and structure deals accordingly
* Prepare complete and compliant credit submissions
* Package and submit applications to panel lenders
* Compile all supporting documentation accurately
* Ensure deals meet lender policies and guidelines
* Manage the loan lifecycle from initial application to settlement
* Track multiple deals simultaneously without delays
* Ensure all applications are progressing efficiently
* Flag bottlenecks or risks early
* Liaise with Brokers, Lenders and credit teams, Valuers, and Solicitors
* Follow up on outstanding conditions and requirements
* Resolve queries quickly to keep deals moving
* Maintain accurate and up-to-date CRM records
* Ensure all documentation meets compliance standards
* Adhere to Australian lending regulations and franchise requirements
* Support audit readiness and documentation quality
* Assist with client communication where required
* Collect and organise supporting documents
* Ensure a smooth and professional client experience
* Identify inefficiencies in workflows
* Suggest improvements to credit assessment and documentation processes
* Help standardise templates and submission quality
* Excellent English writing and communication skills
* Experience: 3–5 years in Credit analysis, Mortgage broking support, or Loan processing (Australian market preferred)
* Strong understanding of Residential lending structures, Serviceability calculations, and Credit policies and lender requirements. Ability to interpret financial documents with accuracy.
* High attention to detail (non-negotiable), Strong analytical thinking, Excellent written communication, Ability to manage multiple deals under pressure, Strong organisational and time management skills.

Tips for South African Applicants

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Timezone Advantage

South Africa (SAST, UTC+2) overlaps well with European business hours and has a few hours of overlap with US East Coast. Mention your timezone flexibility in your application.

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Salary in Context

Even without a listed salary, international remote roles typically pay 2-3x more than equivalent local positions in South Africa due to the exchange rate advantage.

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Application Tips

Tailor your CV to international standards β€” use a clean format, highlight remote work experience, and include your English proficiency. Many SA applicants succeed by emphasising their strong work ethic and cultural adaptability.

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Load Shedding Preparedness

If you're applying for a remote role, having a backup power solution (UPS, inverter, or generator) and mobile data as a backup internet connection shows employers you're prepared for South Africa's infrastructure challenges.

About Somewhere

Somewhere is a company in the Recruitment & Staffing industry that hires remote workers from South Africa. They currently have 685 open positions on Hirezar. View all Somewhere jobs β†’