Financial Crimes Analyst I

Dave vs. Goliath. We're Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave's digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave's offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity

Dave is building financial products that make everyday banking more transparent and accessible. As a Financial Crimes Analyst, you'll help protect the integrity of our platform while supporting millions of members who rely on Dave to manage their money.

You'll join the Compliance team and report to the Manager of Compliance, BSA/AML. In this role, you'll investigate potential financial crime activity across our products, helping strengthen the systems that detect, monitor, and prevent fraud, money laundering, and other illicit activity. Your work will combine investigative thinking, regulatory awareness, and data analysis to help ensure Dave remains a trusted financial partner for our members.

What You'll Build
* Conduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activity
Conduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activity
* Review alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signals
Review alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signals
* Document investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert disposition
Document investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert disposition
* Maintain organized investigation records and case documentation to support regulatory compliance and internal review
Maintain organized investigation records and case documentation to support regulatory compliance and internal review
* Partner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidents
Partner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidents
* Monitor investigation queues and manage service level agreements to ensure timely resolution of alerts and cases
Monitor investigation queues and manage service level agreements to ensure timely resolution of alerts and cases
* Use available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risks
Use available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risks
* Participate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practices
Participate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practices

The Impact

Financial crime prevention is essential to maintaining trust in Dave's products. Your work helps protect members from fraud while ensuring the platform operates safely and responsibly as we continue to grow.

What We're Looking For

Technical Foundation
* 1+ years of experience supportingBSA/AML/OFAC investigationsor financial crime operations
1+ years of experience supportingBSA/AML/OFAC investigationsor financial crime operations
* Experience reviewing alerts or conducting investigations related to fraud, suspicious activity, or money laundering
Experience reviewing alerts or conducting investigations related to fraud, suspicious activity, or money laundering
* Strong analytical skills with the ability to identify patterns and assess risk within financial or transactional data
Strong analytical skills with the ability to identify patterns and assess risk within financial or transactional data
* Familiarity with regulatory frameworks such as theBank Secrecy Act (BSA)andAnti-Money Laundering (AML)requirements
Familiarity with regulatory frameworks such as theBank Secrecy Act (BSA)andAnti-Money Laundering (AML)requirements
* Clear written communication skills with the ability to doc