KYB Onboarding Specialist

AboutPesa

Pesais building modern financial infrastructure that enables businesses to move money globally. Our platform helps companies manage payments, treasury, and financial operations across multiple markets.

As we scale, we are looking for aKYB Onboarding Specialistto support the onboarding and verification of business customers, ensuring that every client meets regulatory and compliance requirements while maintaining a fast and seamless onboarding experience.

Role Overview

TheKYB Onboarding Specialistis responsible for reviewing and onboarding business customers to thePesaplatform. This includes conducting Know Your Business (KYB) checks, verifying company documentation, screening for sanctions and adverse media, and ensuring compliance with AML and regulatory requirements.

You will work closely with Sales, Compliance, and Operations teams to ensure businesses are onboarded efficiently while maintaining a strong risk and compliance framework.

Key Responsibilities

Client Onboarding and KYB
* Review and process new business account applications.
Review and process new business account applications.
* Perform KYB and KYC checks on new and existing clients.
Perform KYB and KYC checks on new and existing clients.
* Verify corporate documentation including certificates of incorporation, shareholder registers, and director information.
Verify corporate documentation including certificates of incorporation, shareholder registers, and director information.
* Review third-party AML and Regulatory Documents.
Review third-party AML and Regulatory Documents.
* Identify and verify Ultimate Beneficial Owners (UBOs) and corporate ownership structures.
Identify and verify Ultimate Beneficial Owners (UBOs) and corporate ownership structures.
* Ensure business cases to align withPesaproducts and services.
Ensure business cases to align withPesaproducts and services.

Compliance and Risk Assessment
* Conduct sanctions, PEP, and adverse media screening.
Conduct sanctions, PEP, and adverse media screening.
* Perform initial due diligence and risk assessments on prospective clients.
Perform initial due diligence and risk assessments on prospective clients.
* Escalate high-risk or unusual cases to the Compliance team where necessary.
Escalate high-risk or unusual cases to the Compliance team where necessary.
* Ensure onboarding procedures align with AML and regulatory requirements.
Ensure onboarding procedures align with AML and regulatory requirements.

Documentation and Record Keeping
* Collect and review required onboarding documentation.
Collect and review required onboarding documentation.
* Maintain accurate client records and audit trails within internal systems.
Maintain accurate client records and audit trails within internal systems.
* Ensure onboarding files meet internal compliance and regulatory standards.
Ensure onboarding files meet internal compliance and regulatory standards.

Collaboration
* Work closely with Sales and Customer Success teams to ensure smooth onboarding.
Work closely with Sales and Customer Success teams to ensure smooth onboarding.
* Communicate with clients to request missing documentation or clarify information.
Communicate with clients to request missing documentation or clarify information.
* Provide guidance to internal teams regarding compliance requirements.
Provide guidance to internal teams regarding compliance requirements.

Process Improvement
* Contribute to improving onboarding workflows, tools, and compliance procedures.
Contribute to improving onboarding workflows, tools, and compliance procedures.
* Support the development and maintenance of internal onboarding policies and controls.
Support the development and maintenance of internal onboarding policies and controls.
* Help optimise onboarding timelines while maintaining regulatory standards.
Help optimise onboarding timelines while maintaining regulatory standards.

Requirements

Experience
* 2+ years of experience in KYB/KYC, client onboarding, or compliance within fintech, banking, or financial services.
2+ years of experience in KYB/KYC, client onboarding, or compliance within fintech, banking, or financial services.
* Experience reviewing corporate structures and business documentation.
Experience reviewing corporate structures and business documentation.
* Familiarity with AML, sanctions screening, and due diligence processes.
Familiarity with AML, sanctions screening, and due diligence processes.
* A background reviewing AML policies and conducting risk assessments on high-risk businesses.
A background reviewing AML policies and conducting risk assessments on high-risk businesses.

Skills
* Strong analytical and risk assessment skills.
Strong analytical and risk assessment skills.
* Excellent attention to detail and documentation accuracy.
Excellent attention to detail and documentation accuracy.
* Ability to manage multiple onboarding cases simultaneously.
Ability to manage multiple onboarding cases